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Facts

WHAT DOES Kingstree Federal Savings & Loan DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account transactions
  • Account balances and payment history
  • Payment history
  • Transaction history
  • Account transactions
  • Mortgage rates and payments

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Kingstree Federal Savings & Loan, Davis, Illinois chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Kingstree Federal Savings & Loan share?

Can you limit this sharing?

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes to offer our products and services to you

Yes

We dont share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions:  Call (843) 355 5428

 

What we do

How does Kingstree Federal Savings & Loan protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Kingstree Federal Savings & Loan collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Give us your contact information
  • Show your driver's license
Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Kingstree Federal Savings & Loan does not share with our affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Kingstree Federal Savings & Loan does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Kingstree Federal Savings & Loan doesn't jointly market

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Home Loans

Kingstree Federal Savings & Loan realizes that everyone wants a secure financial future and homeownership is a vital part of your financial plan.

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Savings

We keep your hard-earned money safe, secure and growing to help you prepare for the future.

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CDs

Grow your deposits with a guaranteed great rate and number of flexible terms that allow you to structure your savings as you best decide.

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Money Market

Make your money work for you by earning a higher rate with a Money Market account.

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