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Solutions for Financing the Home of Your Dreams!

You receive the benefits of:

  • Competitive rates & flexible terms
  • As little as 5% down payment
  • Local approvals and servicing
  • FHA, VA & USDA loans available

Conventional Fixed Rate Mortgage

The interest rate remains fixed throughout the term of your loan. Our experienced staff will help you understand your options to choose the solution that best fits your needs.

Balloon Mortgages

This loan gives the ability to take advantage of a lower rate for a specified term of 5, 10 or 15 years. May help you qualify for a larger loan amount also.

Construction/ Permanent Mortgage

Sometimes your dream home needs to be built from the ground up. Our Construction/Permanent program gives you two loans in one, but only one closing. A line of credit to build, and when complete, your permanent loan. We also provide residential land/lot loans designed to purchase the land to build your home.

Home Equity Line of Credit

Allows you to use the equity in your home as security to borrow at a later date. Ideal for home improvements, vacations, tuition or other purposes.

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Home Loans

Kingstree Federal Savings & Loan realizes that everyone wants a secure financial future and homeownership is a vital part of your financial plan.

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We keep your hard-earned money safe, secure and growing to help you prepare for the future.

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Grow your deposits with a guaranteed great rate and number of flexible terms that allow you to structure your savings as you best decide.

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Money Market

Make your money work for you by earning a higher rate with a Money Market account.

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